BODY {PADDING:0px 0px 0px 0px; MARGIN: 0px; voice-family: "\"}\""; voice-family: inherit; background: url(images/white-bg.gif) repeat-y center;} 
table{FONT-SIZE: 11px; COLOR: #5B5B5B; FONT-FAMILY: tahoma; text-align:left;}
.topbg{ background-color:#161513; color:#FFFFFF;}
.menubg{ background:url(images/menubg.gif) repeat-x; color:#FFFFFF;}
.menu-padding{ padding-top:7px;}
.middle-padding{ padding:12px;}
.right-padding{ padding-left:10px;}
.main-heading{ font-family:arial; font-size:16pt; font-weight:bold; color:#2577C3;}
.dotedline{ background:url(images/dotedline.gif) repeat-x center;}
.left-heading-bg{ background:url(images/left-heading-bg.gif) repeat-x; font-family:arial; font-size:14pt; font-weight:bold; color:#FFFFFF;}
.grey-bg{ background-color:#F5F5F5;}
.footer-bg{ background:url(images/footer-bg.gif) repeat-x; color:#FFFFFF;}
.faq-heading-bg{ background:url(images/faq-heading-bg.gif) no-repeat; color:#216EBA; font-family:arial; font-size:12pt; font-weight:bold; padding-left:15px;}
.black-border{ border: 1px solid #CCCCCC; padding:1px;}
.table1{ background-color:#F9F9F9; border: 1px solid #DCDBDB; color:#000000;}
.table2{ background-color:#F1EFEF;}
.table-heading{ background-color:#202020; font-size:13px; font-weight:bold; color:#2577C3;}
.vdoted{ background:url(images/vdoted.gif) repeat-y center;}
.subheading{ color:#2577C3; font-size:13px; font-family:arial; font-weight:bold; background-color:#E9F0F6;}

a:link, a:active, a:visited { color:#15548F; text-decoration:underline; }
a:hover { color:#000000; text-decoration:none; }



a.whitelink:link, a.whitelink:active, a.whitelink:visited { color:#ffffff; text-decoration:none; font-weight:bold; }
a.whitelink:hover { color:#FDF200; text-decoration:none; font-weight:bold; }